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They took unused funds from your bank account~Money
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Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts in a particular country or socio-economic context.[1][2][3] The main functions of money are distinguished as: a medium of exchange; a unit of account; a store of value; and, sometimes, a standard of deferred payment.[4][5] Any item or verifiable record that fulfills these functions can be considered as money.

https://en.wikipedia.org/wiki/Money

Before the 1970s, banks were banks. They did what banks were supposed to do in a state capitalist economy: they took unused funds from your bank account, for example, and transferred them to some potentially useful purpose like helping a family buy a home or send a kid to college.
                                                                                                                                                                              Noam Chomsky





https://www.roundlyx.com/

ps://www.youtube.com/watch?v=elyCVSu8c7k
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